Disclaimer: None of the information contained here within should be construed as chiropractic advice, medical advice or as a recommendation to or not to pursue legal action. All questions pertaining to legal matters should be referred only to a licensed qualified attorney or legal counsel.
For attorneys, doctors, insurance companies and patients involved in
Motor Vehicle Accidents
Personal Injury / Slip and Fall
IF YOU ARE:
A HEALTH CARE PROFESSIONAL
Our commitment to work together with you for the patient’s benefit includes timely and legible sharing of notes, provider-to-provider phone contact and expeditious sharing information relevant to each patient.
The best ways we can assure your client’s interests are allowing you to focus on your client’s case rather than needless time and expense, including concise, legible note taking and care leading to an expedient resolution.
A WORKERS COMPENSATION CASE MANAGER
Communicating what you need from us to help your employee return to work as quickly as possible is everyone’s primary objective. You can expect good communication with consistent contact so we can facilitate a smooth case for your employees safe return to work.
An unexpected interruption to your life has happened and you’re not expected to understand insurance, the legal profession and the medical profession in every way! Let’s get the fastest results in the shortest amount of time by laying a solid groundwork for your recovery. Your rapid return to pre-injury is best achieved by having appropriate expectations and facts rather than what someone may or may not have told you. We’ve got your back!
ALL QUESTIONS IN THIS PAGE ARE FOR REFERENCE AND INFORMATION ONLY.
For a matter of reference, the Code of Virginia, Chapter 3, Articles 1-25 linked for reference only, not as a substitute for legal advice. Any questions regarding LEGAL MATTERS OR LEGAL QUESTIONS SHOULD BE REFERRED ONLY TO A LICENSED QUALIFIED ATTORNEY OR LEGAL COUNSEL.
WHAT IS A “LEGAL ASSIGNMENT OF BENEFITS?”
A legal assignment of benefits refers to “giving to your health care provider the right to receive some or all of that payment directly from your automobile insurance company”.
A legal assignment of benefits is not the same thing as a lien
WHAT IS A “LIEN”
A Lien is a secured interest asserted by one party against another. An example might be you signing (a lien) by authorizing your attorney to act on your behalf to navigate payment for an injury.
A lien is not the same thing as an assignment of benefits.
DO I NEED A REFERRAL TO SEE YOU?
A doctor of chiropractic (D.C.) is a licensed “portal of entry” doctor that does not require a referral for you to receive care. In some situations such as workers compensation or a managed care health care plan, referrals or authorizations may be required to have payment covered or to be seen. It’s best for you to contact our office and we can find an answer for you.
WHO PAYS FOR MY INJURY?
If you have a lien, a legal assignment of benefits or other method of payment, someone may be authorized on your behalf, in which case it is someone acting on your behalf to pay on your behalf. If you have a Legal Assignment of Benefits, you are legally assigning your insurance company, attorney or some third party to transfer the payment to the provider from you to the entity you’re assigning to. Example: I’m assigning my MedPay benefits to have my MedPay carrier pay Harbour Healthcare.
Having any form of assignment does not take away or remove your responsibility for payment to a provider, it only authorizes them until the payment is complete; you are always responsible for any charges or services.
WHAT DOES INSURANCE PAY FOR?
Each insurance plan has specific benefits depending upon your individual plan. Some have separate benefits under a motor vehicle or workers compensation injury.
It is YOUR responsibility to contact either your insurance company, the parties involved in the incident or with an attorney you have engaged with to act on your behalf.
I WAS INJURED AT WORK, CAN I JUST SEE YOU THROUGH MY INSURANCE? Workers Compensation is a specific program applicable for specific situations and Virginia law requires your employer’s prior authorization in advance of any care. One resource is The Virginia Workers Compensation website and another is to ask questions about your specific situation with the appropriate representative.
WHAT IF I DON’T HAVE ANY MEDICAL INSURANCE (MedPay)
You are responsible for the amount due with any provider. We do provide affordable plans to make the care that you need affordable.